Practical Money Skills - For Consumers


	Real Life Consumers Students		Choices & Decisions Teacher's Guide In-class Activities


	The "20-10 rule" makes a good rule of thumb for understanding how much credit you can afford. The 20 refers to: Never borrow more than 20% of your yearly net income (not including your housing or mortgage debt). The 10 refers to: Monthly payments should not exceed 10% of your monthly net income.



	Credit Cards 101 Benefits Choosing a Card Glossary of key terms Credit Costs Uh Oh: Credit Trouble The Do's and Don'ts of Credit Know Your Rights

	Cost of credit calculator Reading a credit card statement Quiz your credit knowledge

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